The federal government has announced a scheme to assist first home buyers meet lender’s loan deposits. The First Home Loan Deposit Scheme (FHLDS) will guarantee mortgages for first home buyers who have only saved a 5% deposit, effectively helping them buy sooner without paying lenders mortgage insurance premiums.
Let’s look at it realistically. Australia is definitely the lucky country when it comes to climate and there are super easy ways to keep that summer feeling alive at home!
General management of household clutter is a common issue in most Australian homes. Piles of stuff just seem to appear out of nowhere – and keep growing.
You spend the weekend sorting the house out and then by Tuesday it feels as if your possessions have spontaneously multiplied.
Mess costs you time and money – not to mention the stress of living with the constant clutter on a day-to-day basis.
By getting organised and on top of the clutter by doing a little each day, you’ll spend less time on chores because there will be less to clean, less to maintain and less to tidy.
There’s no time more exciting than having a baby. Well, when Maccas does 24 nuggets for $9.95 that’s pretty exhilarating. But all in all, the baby wins. There’s nothing better.
Owning your own home is the great Australian dream, yet for many these days that’s exactly what it can feel like – a dream. But no matter where you are in Australia, buying a home to live in or as an investment isn’t impossible.
Don’t let the change in season drive you indoors. Instead, create your own outdoor autumn haven with warmth, style and comfort.
Warm it up
Create cosiness outside by using blankets, chairs and cushions in key entertaining areas – just as you would indoors.
When you’re buying a property, being unprepared can lead to unexpected expenses and have you scrambling to piece things together at the last minute.
If you’re about to buy your first home, chances are you’re feeling a little out of your depth about what needs to be done.
There comes a time in many people’s lives when you start to weigh up how big your home really needs to be.
The kids have probably moved out, there are extra rooms and unused space everywhere, and you just don’t have the same requirements that you once did.
When the time comes to sell your home, particularly if it’s an older property, the last thing you want is potential buyers making a list of the things they’ll need to fix if they purchase it.