First impressions are what counts in real estate. Selecting the facade of your dream home will be one of the most important decisions made during the home building journey.
One thing 2020 taught us is the importance of creating a home environment that is a warm and welcome refuge from an unpredictable world.
And while we can’t experience the luxury of travel quite so easily, 2021 bathrooms will be all about creating a sanctuary at home.
5 Home Loan Tips for Savvy Buyers
HAVE YOU BEEN THINKING ABOUT GETTING A HOME LOAN, BUT DON’T KNOW WHERE TO START?
Home loans are a gateway to major life milestones, but navigating how to get one can be an overwhelming process.
When you’re choosing to invest in property, there are so many factors to take into account.
Is it a long-term home, an investment, or a temporary home designed to help you achieve capital growth fast?
Before granting you a home loan, lenders will always make sure you meet their requirements and conditions. We explore the seven most common factors they’ll take into consideration when you apply for a mortgage.
Getting approved for a home loan when you’re single may be more difficult but it’s not impossible. Here are our tips for securing a mortgage and getting on the property ladder even when there’s just one income coming in.
When assessing your home loan application, a lender will take into account many of the debts you already owe. But what types of debt affect your borrowing capacity and your ability to get a mortgage?
When you’re buying your first home, applying for a home loan may seem like a daunting prospect. But it really doesn’t have to be that way. We show you what you need to know about finding and, most importantly, securing your first home loan so that you can get onto the property ladder as soon as possible.
Want to buy your first home as soon as you can? We explore 10 tips first home buyers can take advantage of to get into the property market faster.
1) Buy off the plan
As a first home buyer, purchasing a property off the plan can bring two distinct advantages.
The federal government has announced a scheme to assist first home buyers meet lender’s loan deposits. The First Home Loan Deposit Scheme (FHLDS) will guarantee mortgages for first home buyers who have only saved a 5% deposit, effectively helping them buy sooner without paying lenders mortgage insurance premiums.